If you employ staff, one of the biggest changes to hit your business in years is coming on 1 July 2026. It’s called Payday Super, and it fundamentally changes how and when you pay superannuation.
Under the current system, you have until 28 days after the end of each quarter to pay your employees’ super. That’s about to end. From 1
July, you’ll need to pay super at the same time as wages, with contributions reaching your employees’ super funds within seven business days
of each payday. The total amount you owe doesn’t change. But the timing, the systems, the compliance rules, and the consequences of
getting it wrong all do.
Here are the six key areas you need to understand:
The 1 July 2026 deadline is firm, and the businesses that prepare early will transition smoothly. Those that don’t risk cash flow surprises, system failures, and penalties that are far more punishing than under the current rules. We've prepared a detailed summary and FAQs on Payday Super to assist you. Check it out here.
We recommend every business take these steps now: model the cash flow impact of per-payday super payments, confirm your payroll system is ready, migrate off the SBSCH if you use it, and review your employee pay structures for any calculation changes.
If you’d like help preparing for Payday Super, we’re here for you. Whether it’s a cash flow forecast, a payroll review, or simply a conversation about what these changes mean for your specific situation, reach out to our team. A small investment of time now will save you from a much bigger headache later.
Whether it’s a cash flow forecast, a payroll review, or simply a conversation about what these changes mean for your specific situation, reach out to our team.
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