If you run a small business with employees, you’re probably used to paying superannuation once a quarter. You set aside the money, lodge it by the due date, and move on. It’s a rhythm most businesses have followed for years. That rhythm is about to change significantly.
From 1 July 2026, the new Payday Super rules require you to pay super at the same time as your employees’ wages. Not quarterly. Every single payday. And the money must reach your employees’ super fund within seven business days.
For small businesses, this is one of the most impactful changes in years - and the biggest area it will hit is your cash flow.
The businesses that will navigate the Payday Super transition smoothly are the ones that start planning now. Cash flow surprises are the kind of problem that’s far easier to prevent than to fix.
If you’re unsure how Payday Super will affect your business financially, get in touch with our team today. We can help you build a clear cash flow plan so you’re ready well before the 1 July deadline. A 30-minute conversation now could save you a lot of stress later.
Check out our Payday Super FAQs and checklists where you’ll find clear explanations, practical insights, and the key steps you need to take to stay compliant and in control.
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